1 John 4:14-21, Perfect love casts out fear – at the Judgment seat

Perfect love casts our fear – Just what in the world does that mean? Is it that if we keep a general loving attitude that we’ll never experience or suffer from fear in any area of our life? In other words, is this an anxiety management verse that if implemented in counseling will mitigate feelings of anxiety over day-to-day concerns?
John wonderfully focuses the reader on the goal, which for him extends tantalizingly just past this life and into the glory of the next.